Wholesaling real estate in Florida
DealRivet’s research snapshot of September 29, 2026 does not flag a wholesaling-specific statute for Florida, so whether you need a license depends on what you actually do: how you market the property, whether you negotiate for others and how many deals you do can all affect whether it counts as brokerage. Have Florida counsel review your model, and follow the state’s disclosure and closing rules below.
What the research found
- Wholesaling review: Transaction-specific licensing review.
- Closing: Confirm the local closing arrangement. Ask state counsel and the selected title company which legal, settlement, escrow and recording tasks each professional may perform. Local custom alone is not an attorney-only law.
- Scope: One to four residential dwelling units. Commercial, vacant-land, foreclosure-rescue and seller-financing deals need separately reviewed forms.
Checklist before you sign a wholesale contract in Florida
- Confirm the permitted deal structure. State counsel must address licensing, registration, the actual marketing activity, assignment or novation, and any foreclosure, distressed-owner, or solicitation restrictions. Draft availability is not permission to wholesale without a license.
- Complete the required disclosure package. Record the current prescribed state forms, delivery timing and acknowledgements, or the attorney’s supported exemption determination. The general seller questionnaire does not replace statutory forms.
- Check federal lead-paint requirements. For covered pre-1978 housing, provide the federal disclosure, known reports and EPA pamphlet before the buyer becomes obligated, and preserve the inspection opportunity unless lawfully modified. Document an applicable exemption separately.
- Confirm the title and closing package. Obtain the legal description, ownership and signing authority, lien payoffs, occupancy documents, required riders, and the closing company’s acceptance of this specific agreement and fee structure.
- Complete the state disclosure and form review. For covered residential sales, provide the current flood disclosure under section 689.302 before execution. Confirm condo, association and other transaction-specific documents separately.
Florida wholesaling questions
Is wholesaling real estate legal in Florida?
DealRivet’s research snapshot of September 29, 2026 does not flag a wholesaling-specific statute for Florida, so whether you need a license depends on what you actually do: how you market the property, whether you negotiate for others and how many deals you do can all affect whether it counts as brokerage. Have Florida counsel review your model, and follow the state’s disclosure and closing rules below.
Do you need an attorney to close a wholesale deal in Florida?
The research snapshot does not identify an attorney-only closing rule for Florida. Ask state counsel and the selected title company which legal, settlement, escrow and recording tasks each professional may perform. Local custom alone is not an attorney-only law.
What disclosures does a wholesale deal in Florida need?
Complete the state disclosure and form review: For covered residential sales, provide the current flood disclosure under section 689.302 before execution. Confirm condo, association and other transaction-specific documents separately. For homes built before 1978, the federal lead-based paint disclosure and EPA pamphlet are required before the buyer is bound.
Can DealRivet draft a wholesale purchase agreement for Florida?
Yes. DealRivet includes a cash-purchase draft and a conditional novation plan for one to four residential units in Florida, with this state’s review checklist. Each draft must be reviewed by Florida counsel and accepted by the closing company before anyone signs.